C.R.S. Section 5-19-218
Communication by electronic or other means

  • definitions

(a)

As used in this section, unless the context otherwise requires:

(1)

“Consumer” means an individual who seeks or obtains goods or services that are used primarily for personal, family, or household purposes.

(2)

“Federal act” means the federal “Electronic Signatures in Global and National Commerce Act”, 15 U.S.C. sec. 7001 et seq., as amended.

(b)

A provider may satisfy the requirements of section 5-19-217, 5-19-219, or 5-19-227 by means of the internet or other electronic means if the provider obtains a consumer’s consent in the manner provided by section 101 (c) (1) of the federal act.

(c)

The disclosures and materials required by sections 5-19-217, 5-19-219, and 5-19-227 shall be presented in a form that is capable of being accurately reproduced for later reference.

(d)

With respect to disclosure by means of an internet website, the disclosure of the information required by section 5-19-217 (d) shall appear on one or more screens that:

(1)

Contain no other information; and

(2)

The individual must see before proceeding to assent to formation of a plan.

(e)

At the time of providing the materials and agreement required by sections 5-19-217 (c) and (d), 5-19-219, and 5-19-227, a provider shall inform the individual that upon electronic, telephonic, or written request, it will send the individual a written copy of the materials, and shall comply with a request as provided in subsection (f) of this section.

(f)

If a provider is requested, before the expiration of ninety days after a plan is completed or terminated, to send a written copy of the materials required by section 5-19-217 (c) and (d), 5-19-219, or 5-19-227, the provider shall send them at no charge within three business days after the request, but the provider need not comply with a request more than once per calendar month or if it reasonably believes the request is made for purposes of harassment. If a request is made more than ninety days after a plan is completed or terminated, the provider shall send within a reasonable time a written copy of the materials requested.

(g)

A provider that maintains an internet website shall disclose on the home page of its website or on a page that is clearly and conspicuously connected to the home page by a link that clearly reveals its contents:

(1)

Its name and all names under which it does business;

(2)

Its principal business address, telephone number, and electronic mail address, if any; and

(3)

The names of its principal officers.

(h)

Subject to subsection (i) of this section, if a consumer who has consented to electronic communication in the manner provided by section 101 of the federal act withdraws consent as provided in the federal act, a provider may terminate its agreement with the consumer.

(i)

If a provider wishes to terminate an agreement with a consumer pursuant to subsection (h) of this section, it shall notify the consumer that it will terminate the agreement unless the consumer, within thirty days after receiving the notification, consents to electronic communication in the manner provided in section 101 (c) of the federal act. If the consumer consents, the provider may terminate the agreement only as permitted by section 5-19-219 (a)(6)(H).

Source: Section 5-19-218 — Communication by electronic or other means - definitions, https://leg.­colorado.­gov/sites/default/files/images/olls/crs2023-title-05.­pdf (accessed Oct. 20, 2023).

5‑19‑101
Short title
5‑19‑102
Legislative declaration
5‑19‑103
Definitions
5‑19‑104
Prohibited acts
5‑19‑105
Written disclosure required
5‑19‑106
Content of written disclosure
5‑19‑107
Written contracts required
5‑19‑108
Waivers and exemptions
5‑19‑109
Criminal penalties and injunctive relief
5‑19‑110
Powers of administrator of the uniform consumer credit code and district attorney - subpoenas - hearings
5‑19‑111
Damages
5‑19‑112
Aiding or assisting violation
5‑19‑113
Remedies cumulative
5‑19‑114
Relation between parts of article
5‑19‑201
Short title
5‑19‑202
Definitions
5‑19‑203
Exempt agreements and persons
5‑19‑204
Registration required
5‑19‑205
Application for registration - form, fee, and accompanying documents - repeal
5‑19‑206
Application for registration - required information
5‑19‑206.5
Name-based judicial record check
5‑19‑206.7
Remote work authorized - definition
5‑19‑207
Application for registration - obligation to update information
5‑19‑208
Application for registration - public information
5‑19‑209
Certificate of registration - issuance or denial
5‑19‑210
Certificate of registration - timing
5‑19‑211
Renewal of registration
5‑19‑212
Registration in another state
5‑19‑213
Bond required
5‑19‑214
Bond required - substitute
5‑19‑215
Good faith requirement
5‑19‑216
Customer service
5‑19‑217
Prerequisites for providing debt-management services
5‑19‑218
Communication by electronic or other means - definitions
5‑19‑219
Form and contents of agreement
5‑19‑220
Cancellation of agreement - waiver
5‑19‑221
Required language
5‑19‑222
Trust account
5‑19‑223
Fees and other charges
5‑19‑224
Voluntary contributions
5‑19‑225
Voidable agreements
5‑19‑226
Termination of agreements
5‑19‑227
Periodic reports - retention of records
5‑19‑228
Prohibited acts and practices
5‑19‑229
Notice of litigation
5‑19‑230
Advertising
5‑19‑231
Liability for the conduct of other persons
5‑19‑232
Powers of administrator - rules
5‑19‑233
Administrative and legal remedies
5‑19‑234
Suspension, revocation, or nonrenewal of registration - definitions
5‑19‑235
Private enforcement
5‑19‑236
Violation of unfair or deceptive practices statute
5‑19‑237
Statute of limitations
5‑19‑238
Uniformity of application and construction
5‑19‑239
Relation to federal “Electronic Signatures in Global and National Commerce Act”
5‑19‑240
Transitional provisions - application to existing transactions
5‑19‑241
Severability
5‑19‑242
Repeal of part
Green check means up to date. Up to date

Current through Fall 2024

§ 5-19-218’s source at colorado​.gov