C.R.S. Section 10-1-138
Internet posting of standard insurance provisions

  • conditions
  • notice of revisions

(1)

Notwithstanding any provision of section 10-1-137 to the contrary, standard insurance policies and endorsements that do not contain personally identifiable information may be mailed, delivered, or posted on the insurer’s website. If the insurer elects to post insurance policies and endorsements on its website in lieu of mailing or delivering them to the insured, it shall comply with all of the following conditions:

(a)

The policies and endorsements must be accessible on the website and remain so for as long as the policies are in force.

(b)

The policies and endorsements must be posted in a manner that enables the insured to print and save the policies and endorsements using programs or applications that are widely available on the internet and free to use.

(c)

The insurer shall provide the following information in, or simultaneously with, each declarations page provided at the time of issuance of the initial policy and any renewals of that policy:

(I)

A description of the exact policy and endorsement forms purchased by the insured;

(II)

A method by which the insured may obtain, upon request and without charge, a paper or electronic copy of each policy and endorsement purchased by the insured; and

(III)

The internet address where the insured’s policies and endorsements are posted.

(d)

The insurer shall archive its expired policies and endorsements for at least five years and make them available upon request.

(e)

The insurer shall provide the insured with notice, in the same manner in which the insurer customarily communicates with the insured, of:

(I)

Any changes to the forms or endorsements;

(II)

The insured’s right to obtain, upon request and without charge, a paper copy of the forms or endorsements; and

(III)

The internet address where the forms or endorsements are posted.

Source: Section 10-1-138 — Internet posting of standard insurance provisions - conditions - notice of revisions, https://leg.­colorado.­gov/sites/default/files/images/olls/crs2023-title-10.­pdf (accessed Oct. 20, 2023).

10‑1‑101
Legislative declaration 10‑1‑102
Definitions 10‑1‑103
Division of insurance - division of insurance cash fund created - division subject to repeal - repeal of functions 10‑1‑104
Commissioner of insurance - other employees 10‑1‑105
Actuary 10‑1‑106
Oath required of insurance commissioner and actuary 10‑1‑107
Personal fees prohibited 10‑1‑108
Duties of commissioner - reports - publications - fees - disposition of funds - adoption of rules - examinations and investigations 10‑1‑109
Rules of commissioner 10‑1‑110
Grounds and procedure for suspension or revocation of certificate or license of entities 10‑1‑111
Invoking aid of courts 10‑1‑112
Policy conditions required by other states 10‑1‑113
No seal required on policies 10‑1‑114
Sale of premium notes prohibited 10‑1‑115
Penalty 10‑1‑116
Defamation of other companies - penalty 10‑1‑117
Company unauthorized in other states 10‑1‑118
Foreign companies - unsatisfied judgments - suspension 10‑1‑119
Insurance vending machines prohibited 10‑1‑120
Reporting of medical malpractice claims 10‑1‑120.5
Reporting of malpractice claims against nurses 10‑1‑121
Reporting of malpractice claims against physical therapists 10‑1‑122
Reporting of malpractice claims against architects 10‑1‑123
Reporting of claims against plumbers 10‑1‑124
Reporting of podiatric malpractice claims 10‑1‑125
Reporting of malpractice claims against optometrists 10‑1‑125.3
Reporting of malpractice claims against pharmacists and pharmacies 10‑1‑125.5
Reporting of malpractice claims against naturopathic doctors 10‑1‑125.7
Reporting of malpractice claims against audiologists 10‑1‑126
Training program for persons working with the aging 10‑1‑127
Discretionary use of administrative law judges 10‑1‑128
Fraudulent insurance acts - immunity for furnishing information relating to suspected insurance fraud - legislative declaration 10‑1‑129
Fraudulent insurance acts - enforcement 10‑1‑130
Availability of sickness, health, and accident insurance 10‑1‑131
Duties to third parties - rules 10‑1‑132
Oversight of the general assembly 10‑1‑133
Consumer insurance council - creation - advisory body - appointment of members - meetings - repeal 10‑1‑134
Office of insurance ombudsman - plan - report to joint budget committee 10‑1‑135
Reimbursement for benefits - limitations - notice - definitions - legislative declaration 10‑1‑136
Insurance policies - language other than English - definitions 10‑1‑137
Electronic delivery of documents - when permitted - definitions - consent - construction with other laws 10‑1‑138
Internet posting of standard insurance provisions - conditions - notice of revisions 10‑1‑139
Confidentiality 10‑1‑140
Subpoena authority 10‑1‑141
Investigations - rules 10‑1‑142
Prohibition on denial of coverage or increase in premiums of insurance for living organ donors - commissioner to enforce - short title - definitions 10‑1‑144
Cost to reconstruct a home - annual report - homeowner’s insurance affordability study - rules 10‑1‑201
Legislative declaration 10‑1‑202
Definitions 10‑1‑203
Authority, scope, and scheduling of examinations 10‑1‑204
Conduct of examinations - conferences - penalty 10‑1‑205
Financial examination reports 10‑1‑206
Conflict of interest 10‑1‑207
Immunity from liability - prohibited activity 10‑1‑217
Coordination with other states through NAIC 10‑1‑218
Additional duties of commissioner 10‑1‑301
Legislative declaration 10‑1‑302
Definitions 10‑1‑303
Market analysis - market conduct surveillance 10‑1‑304
Authority and scope of market conduct surveillance - rules - penalty 10‑1‑305
Market conduct examinations 10‑1‑306
Market conduct surveillance personnel 10‑1‑307
Immunity from liability - prohibited activity 10‑1‑308
Rules 10‑1‑309
Confidentiality requirements 10‑1‑310
Fines and penalties 10‑1‑311
Participation in national market conduct databases 10‑1‑312
Coordination with other states through NAIC
Green check means up to date. Up to date

Current through Fall 2024

§ 10-1-138’s source at colorado​.gov