C.R.S. Section 42-7-411
Restrictions in certain type of policy


(1)

When a certificate is filed showing that a policy has been issued covering all motor vehicles owned by the insured but not insuring such person when operating any motor vehicle not owned by that person, it is unlawful for such person to operate any motor vehicle not owned by that person or not covered by such certificate.

(2)

In the event the owner of the motor vehicle desires to be relieved of the restriction stated in subsection (1) of this section and to be permitted to drive any other motor vehicle, the owner may have such restrictions removed upon filing a certificate showing that there has been issued to the owner a policy of insurance insuring the owner as insured against liability imposed by law upon such an insured for bodily injury to or death of any person or damage to property to the amounts and limits as provided under section 42-7-103 (14) with respect to any motor vehicle operated by the insured and which otherwise complies with the requirements of this article with respect to such type of policy. Such policy is referred to in this article as an operator’s policy.

(3)

When the person required to give proof of financial responsibility is not the owner of a motor vehicle, then an operator’s policy of the type and coverage described in subsection (2) of this section shall be sufficient under this article.

Source: Section 42-7-411 — Restrictions in certain type of policy, https://leg.­colorado.­gov/sites/default/files/images/olls/crs2023-title-42.­pdf (accessed Oct. 20, 2023).

42‑7‑101
Short title
42‑7‑102
Legislative declaration
42‑7‑103
Definitions
42‑7‑201
Director to administer article
42‑7‑301
Security and proof of financial responsibility for the future required under certain circumstances
42‑7‑301.5
Proof of financial responsibility
42‑7‑302
Exemptions from requirement of filing security and proof of financial responsibility for the future
42‑7‑303
Duration of suspension
42‑7‑304
Custody and disposition of security
42‑7‑401
Proof required on judgments
42‑7‑402
Suspension, duration, bankruptcy
42‑7‑403
Sufficiency of payments
42‑7‑404
Payment of judgment in installments
42‑7‑405
Suspension upon second judgment
42‑7‑406
Proof required under certain conditions
42‑7‑407
Duty of courts to report
42‑7‑408
Proof of financial responsibility - methods of giving proof - duration - exception
42‑7‑409
Proof for member of family or chauffeur
42‑7‑410
Certificate for insurance policy
42‑7‑411
Restrictions in certain type of policy
42‑7‑412
Certificate furnished by nonresident
42‑7‑413
Motor vehicle liability policy
42‑7‑414
Requirements to be complied with
42‑7‑415
When insurance carrier to issue certificate
42‑7‑416
Notice required upon cancellation
42‑7‑417
Article not to affect other policies
42‑7‑418
Money - securities for financial responsibility
42‑7‑419
Substitution of proof
42‑7‑420
Failure of proof - other proof
42‑7‑421
When director may release proof of financial responsibility
42‑7‑422
No proof when proof required
42‑7‑501
Self-insurers
42‑7‑502
Action against nonresident - reciprocity with other states
42‑7‑503
Director to furnish operating record
42‑7‑504
Matters not to be evidence in litigation
42‑7‑505
Forging ability to respond in damages
42‑7‑505.5
Motor carrier indemnity agreements void - choice of law for transportation contracts
42‑7‑506
Surrender of license
42‑7‑507
Penalty
42‑7‑508
No repeal of motor vehicle laws
42‑7‑509
Article does not prevent other process
42‑7‑510
Insurance or bond required
42‑7‑601
Short title
42‑7‑602
Uninsured motorist identification database program - creation
42‑7‑603
Definitions
42‑7‑604
Motorist insurance identification database program - creation - administration - selection of designated agent - legislative declaration
42‑7‑606
Disclosure of insurance information - penalty
42‑7‑607
Part 6 not to supersede other provisions
42‑7‑609
Report
Green check means up to date. Up to date

Current through Fall 2024

§ 42-7-411’s source at colorado​.gov