C.R.S. Section 42-7-604
Motorist insurance identification database program

  • creation
  • administration
  • selection of designated agent
  • legislative declaration

(1)

The general assembly hereby finds, determines, and declares that the purpose of this section is to help reduce the uninsured motorist population in this state and measure the effectiveness of the motorist insurance identification database created herein.

(2)

The general assembly further recognizes that the information and data required to be disclosed by insurers in creating and maintaining the motorist insurance identification database is proprietary in nature. Accordingly, the parties handling such information and data shall at all times maintain their confidential and proprietary nature.

(3)

The motorist insurance identification database program is hereby created for the purpose of establishing a database to use when verifying compliance with the motor vehicle security requirements in this article and in articles 3 and 4 of this title. The program shall be administered by the department.

(4)

Intentionally left blank —Ed.

(a)

The department shall monitor compliance with the financial security requirements of this article and may contract with a designated agent to monitor such compliance with the financial security requirements of this article. If the department contracts with a designated agent, the agent shall be authorized to perform all functions of the department delegated to the agent in the contract.

(b)

After a contract has been entered into with a designated agent, the department shall convene a working group for the purpose of facilitating the implementation of the program. The working group shall consist of representatives of the insurance industry, the division of insurance, the department of public safety, and the department.

(5)

Intentionally left blank —Ed.

(a)

The department or its designated agent, using its own computer network, shall develop and maintain a computer database with information provided by:

(I)

Insurers, pursuant to section 10-4-615, C.R.S.; except that any person who qualifies as self-insured pursuant to section 10-4-624, C.R.S., shall not be required to provide information to the department; and

(II)

The department shall compare the make, year, and vehicle identification number of all registered vehicles to policy information provided by insurers.

(b)

The department shall establish guidelines for the development and maintenance of a database so that the database can easily be accessed by state and local law enforcement agencies.

(c)

The department shall:

(I)

Provide an internet option that allows insurers and their agents, including commercial insurers, to submit insurance information directly to the designated agent. Each insurer shall cooperate with the verification process.

(II)

Provide a reasonable and adequate quality control process to ensure the accurate input of data, including the vehicle identification numbers and insurance information;
(III)(Deleted by amendment, L. 2006, p. 1011, § 7, effective July 1, 2006.)(IV) Provide each county clerk access to the most currently available data from the database of insurance information.

(6)

The department shall, at least weekly:

(a)

Update the database with information provided by insurers in accordance with section 10-4-615, C.R.S.;

(b)

Compare then-current motor vehicle registrations against the database.

(6.5)

and (7) Repealed.

(8)

The department, in cooperation with the division of insurance, shall promulgate rules and develop procedures for administering and enforcing this part 6. Such rules shall specify the reporting requirements that are necessary and appropriate for commercial lines of insurance and shall be developed with input by insurers and the designated agent.

Source: Section 42-7-604 — Motorist insurance identification database program - creation - administration - selection of designated agent - legislative declaration, https://leg.­colorado.­gov/sites/default/files/images/olls/crs2023-title-42.­pdf (accessed Oct. 20, 2023).

42‑7‑101
Short title
42‑7‑102
Legislative declaration
42‑7‑103
Definitions
42‑7‑201
Director to administer article
42‑7‑301
Security and proof of financial responsibility for the future required under certain circumstances
42‑7‑301.5
Proof of financial responsibility
42‑7‑302
Exemptions from requirement of filing security and proof of financial responsibility for the future
42‑7‑303
Duration of suspension
42‑7‑304
Custody and disposition of security
42‑7‑401
Proof required on judgments
42‑7‑402
Suspension, duration, bankruptcy
42‑7‑403
Sufficiency of payments
42‑7‑404
Payment of judgment in installments
42‑7‑405
Suspension upon second judgment
42‑7‑406
Proof required under certain conditions
42‑7‑407
Duty of courts to report
42‑7‑408
Proof of financial responsibility - methods of giving proof - duration - exception
42‑7‑409
Proof for member of family or chauffeur
42‑7‑410
Certificate for insurance policy
42‑7‑411
Restrictions in certain type of policy
42‑7‑412
Certificate furnished by nonresident
42‑7‑413
Motor vehicle liability policy
42‑7‑414
Requirements to be complied with
42‑7‑415
When insurance carrier to issue certificate
42‑7‑416
Notice required upon cancellation
42‑7‑417
Article not to affect other policies
42‑7‑418
Money - securities for financial responsibility
42‑7‑419
Substitution of proof
42‑7‑420
Failure of proof - other proof
42‑7‑421
When director may release proof of financial responsibility
42‑7‑422
No proof when proof required
42‑7‑501
Self-insurers
42‑7‑502
Action against nonresident - reciprocity with other states
42‑7‑503
Director to furnish operating record
42‑7‑504
Matters not to be evidence in litigation
42‑7‑505
Forging ability to respond in damages
42‑7‑505.5
Motor carrier indemnity agreements void - choice of law for transportation contracts
42‑7‑506
Surrender of license
42‑7‑507
Penalty
42‑7‑508
No repeal of motor vehicle laws
42‑7‑509
Article does not prevent other process
42‑7‑510
Insurance or bond required
42‑7‑601
Short title
42‑7‑602
Uninsured motorist identification database program - creation
42‑7‑603
Definitions
42‑7‑604
Motorist insurance identification database program - creation - administration - selection of designated agent - legislative declaration
42‑7‑606
Disclosure of insurance information - penalty
42‑7‑607
Part 6 not to supersede other provisions
42‑7‑609
Report
Green check means up to date. Up to date

Current through Fall 2024

§ 42-7-604’s source at colorado​.gov